Finance & Insurance Options

Oldmac Toyota Springwood can help get you into the car you want today.

There’s nothing better than that new car feeling, and with the comprehensive range of car finance and insurance solutions offered by Oldmac Toyota Springwood, you’ll be driving your new car out of our dealership quicker than you ever thought possible.

In addition to dealing with an experienced and accredited dealership when you buy your next new or used Toyota, you can also enjoy the peace of mind knowing that you have access to finance and insurance from two of Australia's most experienced finance and insurance providers, Toyota Finance and Allianz Insurance, with a range of flexible products and services to suit almost every need and circumstance.

At Oldmac Toyota Springwood our number one priority is Guest satisfaction, and our selected business partners share the same philosophy. You can rest assured, the same expertise that goes into every Toyota car is also behind the solutions offered by both our selected partners.

Let us guide you through a variety of car loan and insurance options to fit around your lifestyle and specific needs. So whether you’re buying a new car, upgrading your existing car or adding a Toyota to your fleet, Oldmac Toyota Springwood has the options to get you on the road much sooner than you thought possible.

Want that new car feeling? Let’s make it happen at our dealership. Send us your enquiry below.

Toyota Finance

Consumer Fixed Rate Loan Contract

When you’re looking to purchase a new or used car for personal use, a Consumer Fixed Rate Loan Contract is a fast and affordable way to purchase your new car.

Consumer Fixed Rate Loan Contract benefits include:

  • Fixed repayments with a choice of weekly, fortnightly or monthly cycles for easy budgeting
  • Interest is calculated daily
  • Loan terms of 1 to 7 years
  • A balloon repayment may be available
  • On Road Costs and Insurances may be financed

Business Vehicle Loan

A Business Vehicle Loan, also known as chattel or goods mortgage, is a finance method designed to provide flexibility for those purchasers with a majority portion of business use in their new or used car.

Business Vehicle Loan benefits include:

  • Fixed repayments over the contract for ease of budgeting
  • An ability for purchasers meeting certain Australian Tax Office criteria to be able to claim an Input Tax Credit through their Business Activity Statement from the purchase
  • Loan terms of 1 to 7 years
  • A balloon repayment may be available
  • On Road Costs and Insurances may be financed

Toyota Access – Consumer Fixed Rate Loan Contract and Business Vehicle Loan

Toyota Access is a smart program that provides an exceptional level of choice, confidence and flexibility when it comes to financing your new or approved demonstrator Toyota, both now and into the future. Toyota Access gives the Guest the benefit of certainty, with fixed monthly repayments, as well as assurance with a Guaranteed Future Value (GFV) providing the flexibility to trade, keep or return your Toyota. The Guaranteed Future Value (GFV) is the minimum value of your new or approved demonstrator Toyota at the end of your finance contract, as determined by Toyota Finance. If you decide to return your car to Toyota at the end of your term, Toyota Finance will pay you the GFV amount, which will put against your final payment subject to fair wear and tear conditions and agreed kilometres being met. Toyota Access is available as a Consumer Fixed Rate Loan Contract or a Business Vehicle Loan.

Novated Lease

A Novated Lease is a financial arrangement between an employee, employer and Toyota Finance. The employee orders their car of choice and the employer takes the responsibility of making the lease payments on their behalf, with a portion from their pre-tax and after-tax salary.

Finance is provided by Toyota Finance, a division of Toyota Finance Australia Limited ABN 48 002 435 181, AFSL and Australian Credit Licence 392536 and is of a general nature and for information only. Toyota Finance product(s) are available to approved applicants only. Terms, conditions, fees and charges apply. Nothing on this website constitutes or should be considered to constitute legal, taxation or financial advice. Before making a decision about any of the products and services featured on this website, you should consult with your own independent legal, taxation or financial advisors, who can advise you about your personal circumstances.

Allianz Insurance

Dealer Prestige Motor Insurance

If anything happens to your new car, you want to know it’ll be well cared for. Allianz Insurance is one of the world’s largest general insurers and have best service experience in mind when it comes to handling your needs.

Dealer Prestige Motor Insurance comprises such benefits as three years new for old replacement, choice of repairer, flexible excesses and pay-by-the-month with no additional cost *. Additionally, where locally available at the time of repair, you also have the reassurance that these repairs will be carried out using Toyota Genuine Parts made specifically for your Toyota model.

* Premiums payable by monthly installments may be subject to minor variations due to rounding. Financial institution transaction fees may apply, these are at the discretion of your chosen banking institution.

Loan Protection Insurance

Loan Protection Insurance is designed to pay part of your loan repayments if you are unable to work due to injury or illness, part of your loan repayments if you become involuntarily unemployed or the outstanding balance of your loan if trauma, terminal illness or death occurs **.

While it’s never easy to think of such things, Loan Protection Insurance is there to protect you and your loved ones from financial strain during what is typically a difficult period in itself.

** Subject to policy limits. Involuntary Unemployment cover is not available to self-employed borrowers. Trauma, Terminal Illness & Death Cover is not available to all borrowers.

Value Protect Insurance

Value Protect Insurance is designed to keep you safe financially in the event that your vehicle is deemed a total loss by your comprehensive motor vehicle insurer. This financial cover is available to Guests having used either finance or non-finance methods for their purchase and is made in two separate payment types.

The first payment type, Loan Settlement and Replacement Vehicle Value Cover, occurs where you will be paid the greater of the following:

• the loan settlement amount due to your financier less the total loss payment; and

• the replacement vehicle value less the total loss payment, up to the maximum sum insured **.

The second payment type, Extra Cover, applies even if the total loss payment exceeds the loan settlement amount or the replacement vehicle value. This payment type reimburses you the excess that may be deducted from the total loss payment, as well as your out-of-pocket expenses when replacing the vehicle, defined as being car hire, dealer delivery, registration, Compulsory Third Party Insurance, stamp duty and the premium of 12 months comprehensive motor vehicle insurance. **

** Subject to policy limits
Insurance is issued by Allianz Australia Insurance Limited (Allianz) ABN 15 000 122 850, AFS Licence No. 234708. Death cover on the Loan Protection Insurance product is issued by Allianz Australia Life Insurance Limited (Allianz Life) ABN 27 076 033 782, AFS Licence No. 296559. Terms, conditions, limits and exclusions apply. For full terms and conditions refer to the Product Disclosure Statement and Policy Document. Limits apply to the benefits you can claim. The selling dealer gives you general information to help you decide but does not provide advice on any of the insurance product(s) based on any consideration of your objectives, financial situation or needs. Before making a decision about whether or not to purchase the insurance product(s), please refer to the relevant Product Disclosure Statement available from the selling dealer to decide if it is right for you.

Warranty

Oldmac Toyota Mechanical Protection Plan

We’ve designed our warranty to protect you, our Guest, and your vehicle in the event of an unforeseen mechanical failure.

Our warranty is issued by us and is specifically for our Guests.

By providing our own warranty to you, we aim to provide a certainty of knowing that your Oldmac Toyota vehicle ownership experience as well as your Guest interaction experience with our dealership and our staff is of paramount importance to us.

Our warranty is available for terms of up to 3 years and 200,000km total distance travelled, with our top level cover providing you with an almost completely replicated manufacturer warranty (some things we do have to exclude though).

Please ask that our Business Manager explain more of this great, cost effective cover to you.

Finance Enquiry

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